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The Most Common Causes of Property Damage for Homeowners

From our recent guide on what homeowners insurance covers, we realized that homeowners insurance covers many surprising things that we would have never guessed! However, spoiled food and slander are not examples of losses that are frequently filed for at homeowners insurance agencies. Between 2012 and 2016, the most common causes of property damage for homeowners based on the claims made were: water and freezing damage, wind and hail damage, theft, fire and lightning damage, bodily injury, medical, and credit card damage (fraud or theft).

 

The Most Common Causes of Property Damage for Homeowners

Sam Simon
Sam Simon
As Managing Director of ServiceMaster by Simons, Sam has over 20 years of experience in the disaster restoration industry. Sam holds the cleaning industry's highest technical designation as an IICRC Master Water Restorer and Master Fire Restorer and has many more designations. His vast knowledge of "best practices" in the Water & Fire Damage Restoration industry makes him an invaluable resource to this company and to the clients he serves.