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ServiceMaster Restoration By Simons inspecting hidden water damage in a Chicago home.

The 7 Hidden Signs of Water Damage in Chicago Homes — What Most Homeowners Miss Until It’s Too Late

Sam Simon

November 28, 2025

Water damage doesn’t always look like a burst pipe or a flooded basement. In many Chicago and North Shore homes, it hides quietly behind walls and beneath floors—causing mold, structural damage, and costly repairs. Here are the seven most overlooked warning signs every homeowner should know.

Water Damage Rarely Starts With a Splash

Ask any experienced Chicago homeowner—or any restoration professional—and they’ll tell you the same thing:

Most water damage begins quietly.
Slow leaks. Small drips. HVAC condensation. A loose shingle. A tiny plumbing fitting. A hairline crack in the foundation. A sump pump that runs “a little too often.”

And because Chicago’s older housing stock includes:

  • frame homes
  • multi-level flats
  • brick bungalows
  • vintage condos
  • 100-year-old brownstones

…hidden water damage is extremely common.

As the owner of ServiceMaster Restoration By Simons and an IICRC Master Water & Fire Restorer, I’ve seen too many families deal with massive repairs that could’ve been prevented with early detection.

Here are the seven hidden signs of water damage every Chicago and North Shore homeowner should watch for—especially if you live in neighborhoods like Bucktown, Ravenswood, Andersonville, Edison Park, Wilmette, Evanston, Glenview, or Lake Forest.

1. Discolored or Peeling Paint — Especially Near Ceilings or Baseboards

Peeling paint caused by hidden moisture behind walls in a Chicago home.

Paint is your wall’s “early warning system.”
When water seeps behind drywall or plaster, moisture pushes outward, causing:

  • flaking
  • bubbling
  • peeling
  • soft spots
  • uneven texture
  • stains or rings

Chicago homeowners notice this most often:

  • above window frames
  • near exterior walls
  • behind tubs or showers
  • around radiators
  • below the upstairs bathrooms

Any “puffy” or “bubbled” paint almost always means moisture is trapped behind it.

2. A Musty, Damp, or “Old Basement” Smell (Even If the Basement Looks Dry)

Musty smells = mold spores releasing into the air.
Even if you can’t see any mold, it’s almost always growing somewhere.

Chicago homes experience this when:

  • Humidity gets trapped in older basements
  • Foundation cracks let in groundwater
  • Crawlspaces lack proper ventilation
  • Sump pumps cycle constantly
  • HVAC systems drip condensation

If your basement or a specific room has a smell you can’t freshen away, you likely have hidden water damage.

3. Warped Floors, Sagging Boards, or Soft Spots

Warped hardwood floor from hidden moisture in a Chicago kitchen.

Wood floors don’t lie.
When boards start cupping, buckling, or separating, this is often a sign of:

  • slow plumbing leaks
  • ice dams (common in Chicago winters)
  • HVAC condensation
  • dishwasher leaks
  • fridge line leaks
  • bathroom overflow issues

Even laminate flooring shows signs: soft spots, raised seams, or spongy texture.

4. Unexplained Mold Growth — Especially in Corners or Around Vents

Mold growth and water stains on the corner of a wall

Mold is never random.

If you’re seeing:

  • black spots
  • white fuzz
  • discoloration
  • spreading patches
  • growth around supply vents

…it’s almost always pointing to moisture nearby.

Mold often grows:

  • behind walls
  • inside HVAC ducts
  • under flooring
  • in crawlspaces
  • behind cabinets

Even small mold patches should be taken seriously, especially for Chicago families dealing with asthma, allergies, or immunocompromised household members.

5. Sudden Spikes in Your Water Bill

If your water usage jumps without explanation, you likely have a hidden plumbing leak.

This happens frequently in:

  • Older Chicago two-flats
  • North Shore homes with aging copper pipes
  • homes with finished basements
  • vintage condos with shared plumbing stacks

A water bill spike is often the first sign homeowners get that something is wrong.

6. Stains on Ceilings or Walls (Even Very Faint Ones)

Small ceiling stain caused by hidden plumbing leak in a Chicago condo.

Water stains don’t need to be dramatic to signal a significant problem.

Look for:

  • yellowing
  • faint brown rings
  • irregular shapes
  • soft drywall
  • discolored plaster
  • sagging or bowing

Stains show up long after water has already infiltrated building materials.

7. Sump Pump Running Constantly (Even on Dry Days)

A sump pump that has failed to work properly in a Winnetka basement

A sump pump that won’t stop cycling is a symptom—not the cause.

Common causes:

  • rising groundwater
  • foundation seepage
  • drain tile blockage
  • hydrostatic pressure
  • underground leaks
  • nearby construction altering water flow

A constantly running pump means water is finding its way in, even if you can’t see it yet.

When Hidden Water Damage Turns Into a Major Problem

If ignored, hidden moisture causes:

  • mold growth
  • structural weakening
  • drywall damage
  • foundation issues
  • warped flooring
  • rotted subfloors
  • electrical hazards
  • foul odors
  • HVAC contamination

Chicago’s freeze-thaw cycles make small leaks worse very quickly.

When to Call ServiceMaster Restoration By Simons

You should call us immediately if:

  • you see ANY signs listed above
  • your sump pump runs constantly
  • you smell mustiness you can’t remove
  • a ceiling stain appears suddenly
  • a floor becomes soft or uneven
  • your water bill spikes for no reason
  • your HVAC system drips or sweats excessively

We provide 24/7 water damage cleanup across:

  • Chicago
  • The North Shore
  • Lake County
  • Oak Park & River Forest
  • DuPage County

We respond in under 90 minutes.

Why Homeowners Trust Us

Because we bring:

  • 40+ years of local experience
  • IICRC Master Water & Fire Restorer certification
  • Chicago’s oldest national restoration brand (founded 1929)
  • RIA membership
  • Inc. 5000 Honoree 2025
  • Award-winning service (Chicago Star Award, BBB Torch Award, Stevie® Award)

Plus, you can verify our credentials anytime:
https://iicrc.org/certifiedfirmverification/

Internal Links (Add These in NEST)

Services We Provide

  • Water Damage Restoration
  • Flood Cleanup
  • Sewage Cleanup
  • Burst Pipe Cleanup
  • Mold Remediation
  • Fire & Smoke Damage Cleanup
  • Post-Construction Cleaning
  • Hoarding Cleanup
  • Content Cleaning & Pack-Out
  • Reconstruction

About ServiceMaster Restoration By Simons

ServiceMaster Restoration By Simons is Chicago’s trusted, award-winning disaster restoration firm serving:

  • Chicago neighborhoods
  • The North Shore (Skokie, Evanston, Wilmette, Glenview, Northbrook, Highland Park)
  • Lake County
  • Oak Park & River Forest
  • DuPage County

Co-led by CEO Nasutsa Mabwa and COO Sam Simon, an IICRC Master Fire & Water Restorer, our team has restored homes and businesses for more than 40 years.

We also co-authored:
RESTORE: A Complete Guide to Protecting Your Home As Your Most Valuable Asset
https://www.amazon.com/dp/1952779529

FAQ

1. Is hidden water damage dangerous?

Yes — it can cause mold, structural damage, electrical hazards, and indoor air quality issues.

2. Can I clean hidden water damage myself?

Not recommended. Most hidden moisture requires professional detection tools and drying equipment.

3. How quickly can ServiceMaster arrive?

We respond within 90 minutes, 24/7.

4. Do you work with insurance?

Yes — we provide full documentation for adjusters and claims.

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Sam Simon

Sam Simon is the Co-Owner and Managing Director of ServiceMaster Restoration By Simons, a certified MBE/WBE disaster restoration and specialty cleaning firm proudly serving Cook, Lake, and DuPage Counties in Illinois. With over 30 years of experience in restoration project management, field operations, and emergency response, Sam plays a vital leadership role in overseeing service execution, technician development, reconstruction, and subcontractor coordination.

He holds the IICRC’s highest technical designation as a Master Fire & Water Restorer, a distinction achieved by fewer than 1% of professionals in the restoration industry. His technical scope includes water and flood damage restoration, fire and smoke recovery, mold remediation, and post-disaster reconstruction across both residential and commercial sectors.

Sam has demonstrated a long-standing commitment to helping communities in crisis. He has participated in large-scale disaster recovery efforts across the U.S., providing boots-on-the-ground leadership during Hurricanes Katrina, Sandy, and Harvey, as well as catastrophic floods, wildfires, and deep freeze events throughout Illinois, Indiana, Iowa, Minnesota, Ohio, Texas, and beyond. His dedication to serving distressed families and businesses in the wake of national catastrophes reflects both his personal values and ServiceMaster’s mission of restoring peace of mind.

In 2019, Sam was selected for the HACIA Contractor Training Program, a competitive six-month construction management cohort offered by the Hispanic American Construction Industry Association. The program delivers intensive instruction in blueprint reading, estimating, project management, and construction law—skills that support the company’s continued growth in emergency build-back and general contracting services.

Before co-founding ServiceMaster Restoration By Simons, Sam built a successful creative career, contributing to notable film and television productions including Chicago Fire (2012), Juvies (2007), and Image Union (1978). His media and videography background continues to shape ServiceMaster’s marketing strategy, digital training resources, and brand storytelling.
IMDb Profile

Sam is also the co-author of RESTORE: A Complete Guide to Protecting Your Home As Your Most Valuable Asset—a practical guidebook for homeowners navigating the challenges of water, fire, and mold damage.

Under the direction of partner and CEO Nasutsa Mabwa, and with Sam’s operational leadership, ServiceMaster Restoration By Simons has earned numerous regional and national accolades, including:

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Act Fast — Protect Your Chicago Property Now

When water intrudes into your Chicago home or business, the damage begins immediately. Moisture spreads through flooring, walls, insulation, and electrical systems within minutes, and delays can lead to mold growth, structural deterioration, and costly long-term repairs.

ServiceMaster Restoration By Simons provides rapid, expert water damage restoration throughout Chicago. With 40+ years of local experience and IICRC-Certified technicians on every job, we respond quickly, stabilize the loss, and restore your property with precision and care.

Water damage won’t wait — and neither should you. Contact our Chicago team now for immediate help and a fast on-site assessment.

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