Finance Your Restoration: How ServiceMaster Restoration By Simons Makes Water, Fire, Mold & Specialty Cleaning Affordable

Nasutsa Mabwa

September 23, 2025

Emergencies shouldn’t wait for payday. ServiceMaster Restoration By Simons now offers flexible financing across Chicagoland for water & flood damage restoration, fire & smoke damage restoration, mold remediation, and specialty cleaning—including hoarder cleanup—so you can start mitigation immediately and pay over time. Available 24/7/365 in Chicago, the North Shore, Lake County, and Oak Park–River Forest.

When disaster hits, you shouldn’t have to choose between fast mitigation and your budget

Burst pipe at 2 a.m.? Kitchen fire the week before guests arrive? Hidden mold after a slow leak? The first 24–48 hours are critical to prevent secondary damage, higher restoration costs, and potential health risks. That’s why ServiceMaster Restoration By Simons now offers flexible financing options for all of our services—so you can start work immediately and pay over time.

Available across Chicago, the North Shore, Lake County, Oak Park–River Forest, and DuPage County.
Financing subject to approval. Terms and conditions apply. We do not mention third-party providers by name.

What services can you finance?

We finance every core service we provide—residential and commercial:

Water & Flood Damage Restoration (water extraction, structural drying, dehumidification, anti-microbial treatments, content pack-out, sewage cleanup)
Fire & Smoke Damage Restoration (soot and odor removal, corrosion control, contents cleaning, deodorization)
Mold Remediation (containment, HEPA filtration, removal, post-remediation cleaning)
Specialty Cleaning — carpet & upholstery cleaning, post-construction cleaning, hoarder & clutter cleanup, deep cleaning, and more

Why finance restoration?

Act fast, limit damage. Immediate mitigation reduces the risk of mold, structural warping, soot etching, and higher rebuild costs.
Predictable budgeting. Spread a necessary, unplanned expense into manageable monthly payments.
Bridge insurance gaps. Financing can help with deductibles and non-covered items (code upgrades, elective improvements, specialty cleaning).
Keep cash available. Preserve liquidity for other family or business needs.

How the financing process works (simple & fast)

Free on-site assessment & written estimate. We document the loss and outline the scope.
Financing application. Quick, digital process with a fast decision.
Choose your plan. Multiple term lengths; pick the monthly payment that fits your budget.
We start work immediately. 24/7/365 emergency response—no delays waiting on funds.
Pay over time. Manageable monthly payments; see your agreement for rates, terms, and any fees.

Notes: Financing is subject to credit approval. Plan availability, rates, and terms are determined by the lender’s current programs. Ask your project manager for today’s options.

Real-world scenarios where financing helps

Frozen pipe → flooded basement: Start extraction and drying now; finance the deductible and non-covered contents cleaning.
Stovetop flare-up → smoke throughout house: Deodorization, HVAC cleaning, and contents care begin right away, paid over time.
Hidden mold behind shower wall: Remediate safely and promptly; spread the cost across months.
Hoarder cleanup for estate or move-out: Restore habitability on a timeline that works for family and property managers.

Why choose ServiceMaster Restoration By Simons?

Founded in Chicago in 1929: ServiceMaster is the nation’s oldest restoration brand; our local team has 40+ years serving Chicagoland.
IICRC-certified technicians and RIA membership: industry best practices on every job.
Award-winning service: 2025 Inc. 5000 Honoree • 2024 Chicago Star Award • 2020 BBB Torch Award.
Local leadership you can trust: Nasutsa Mabwa, CEO, and Sam Simon, COO (IICRC Master Fire & Water Restorer), co-author of RESTORE: A Complete Guide to Protecting Your Home As Your Most Valuable Asset.
True 24/7/365 response: Nights, weekends, and holidays.

What to expect on day one

Safety first: Shutoffs, hazard assessment (electrical, slip, structural, contaminants).
Mitigation: Water extraction, smoke/soot stabilization, or mold containment—immediately.
Documentation: Photos, moisture mapping, scope notes—organized for you and (if applicable) your insurer.
Communication: A single point of contact and clear updates at each phase.

Frequently asked questions

Q: Can I finance emergency services like water extraction or board-up the same day?
Yes—apply digitally and, once approved, we can proceed immediately so mitigation isn’t delayed.

Q: Can financing cover my insurance deductible or work that isn’t covered?
Often, yes. Many customers use financing to handle deductibles and non-covered scope (e.g., upgrades, specialty cleaning). Ask for plan details.

Q: Do you finance hoarder cleanup and deep specialty cleaning?
Yes. Hoarder & clutter cleanup, post-construction cleaning, and deep cleaning are all eligible.

Q: Is there a minimum or maximum project size?
Minimums/maximums vary by program. Your project manager will outline current thresholds before you apply.

Q: Does financing require a credit check?
Applications typically include a credit evaluation. Exact process and terms are provided at the application.

Q: Are there prepayment penalties?
Program terms vary. Many plans allow early payoff—check your agreement for specifics.

Q: Can businesses, landlords, and HOAs apply?
Yes. We support residential and commercial properties; ask about business applications.

Q: How fast can work begin?
For emergencies, immediately after acceptance and financing approval. We’re 24/7/365.

Q: Will financing slow down my insurance claim?
No. Financing helps you authorize work quickly. We still document thoroughly and can coordinate with your adjuster.

Service areas

Chicago • Evanston • Skokie • Glenview • Northbrook • Wilmette • Winnetka • Glencoe • Highland Park • Lake Forest • Lake Bluff • Oak Park • River Forest • DuPage County communities and more.

Ready to start?

Call (773) 376-1110 (Chicago & North Shore)
Call (847) 316-9145 (Lake County)
Or ask your project manager to begin a financing application today.

Our Services (all eligible for financing)

Water & Flood Damage Restoration
Fire & Smoke Damage Restoration
Mold Remediation
Specialty Cleaning (carpet, upholstery, post-construction, hoarder/clutter)

We finance all services described above. Provider names are intentionally omitted.

Nasutsa Mabwa is the CEO of ServiceMaster Restoration By Simons, a nationally recognized, award-winning disaster restoration firm serving Cook, DuPage, and Lake Counties. Under her leadership, the company has become one of Chicagoland’s most trusted providers of water and flood damage restoration, fire and smoke damage cleanup, mold remediation, and specialty cleaning services for both residential and commercial clients.

A respected business and civic leader, Nasutsa has received numerous honors for her contributions to the industry and her community. Her accolades include:

She is IICRC-certified in both Water Damage Restoration (WRT) and Fire & Smoke Restoration (FSRT), combining technical expertise with visionary leadership. Nasutsa holds a Master’s in Urban Planning & Policy from the University of Illinois at Chicago and an MBA in Real Estate Development from Roosevelt University.

Beyond her business achievements, Nasutsa is an active community advocate. She is a Board Member of the Civic Federation, an Advisory Board Member, and Past President of the Executive Committee for the Evanston Chamber of Commerce. She is also a long-standing member of the Women Presidents Organization (WPO).

She is the co-author of RESTORE: A Complete Guide to Protecting Your Home As Your Most Valuable Asset, an essential guidebook for homeowners navigating the challenges of water and fire disasters.

Subscribe now for expert tips, rapid-response insights, and restoration guidance delivered straight to your inbox. Whether you’re recovering from fire, water, or mold damage, stay prepared with advice from the trusted pros at ServiceMaster Restoration by Simons.

Restoration and Recovery Tips

Get Help Now

Flooded basement? Burst pipe? Don’t wait—water damage spreads fast. ServiceMaster Restoration By Simons provides 24/7 emergency water damage cleanup for Chicagoland and North Shore homes. With 40+ years of local expertise and IICRC-certified crews, we’ll protect your property and start the restoration immediately.