It’s no secret that homeowners insurance is pretty confusing — from the wide variety of insurance carriers to the wide range of coverage offered by different plans, it can be hard to understand the coverage you need versus the coverage you have.
Our recent guide, what homeowners insurance covers, list 13 surprising things that you would have never guessed your covered for! However, one is still let with the question of what factors are affecting your insurance rate?
In general, you either own a home, or you’re renting the property or unit on which you currently live. Rental units are — obviously — not owned by the tenant, but that doesn’t mean insuring the property as the renting tenant is any less important than if you were to own your own property! In fact, as a rental tenant, it is arguably more important to make sure your coverage stacks up, since you will likely have another party holding you accountable, instead of going it alone.
Did you know that the vast majority of U.S. homeowners are insured, but most of them don’t fully understand their own policy? Of course this is the case — with a variety of different insurance carriers, agents and policies, understanding what a policy does and does not include coverage for can be a daunting task.
Between 2012 and 2016, the most common causes of property damage for homeowners based on the claims made were: water and freezing damage, wind and hail damage, theft, fire and lightning damage, bodily injury, medical, and credit card damage (fraud or theft).
If you’re not asking how you can raise the value of your home, you probably should be! Read our list of the top, affordable renovations you can make to invest in your home.
But no matter how confusing it is, home insurance is a necessary evil. The professionals at ServiceMaster Restoration by Simons’ are with you and we want to share some pointers that other clients have found helpful.
Hurricane season started June 1 — is your home prepared? Get ready to withstand the storm with this five-step guide to hurricane preparedness.
Let’s face it: Homeowners insurance is overwhelming. People spend hours researching and selecting a carrier and plan but still don’t fully understand their coverage.
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