Insurance Expert Answers Top 3 Questions on Homeowners Insurance
Our team here at Servicemaster was lucky enough to sit down with Carly Burnham from InsNerds.com to discuss…
Our team here at Servicemaster was lucky enough to sit down with Carly Burnham from InsNerds.com to discuss…
If you’re not actively inspecting your home for mold, you’re doing it wrong. Mold can cause widespread damage if left alone too long. Make sure to check out these five top places in your home that mold likes to hide away.
It’s no secret that homeowners insurance is pretty confusing — from the wide variety of insurance carriers to the wide range of coverage offered by different plans, it can be hard to understand the coverage you need versus the coverage you have.
Our recent guide, what homeowners insurance covers, list 13 surprising things that you would have never guessed your covered for! However, one is still let with the question of what factors are affecting your insurance rate?
In general, you either own a home, or you’re renting the property or unit on which you currently live. Rental units are — obviously — not owned by the tenant, but that doesn’t mean insuring the property as the renting tenant is any less important than if you were to own your own property! In fact, as a rental tenant, it is arguably more important to make sure your coverage stacks up, since you will likely have another party holding you accountable, instead of going it alone.
Did you know that the vast majority of U.S. homeowners are insured, but most of them don’t fully understand their own policy? Of course this is the case — with a variety of different insurance carriers, agents and policies, understanding what a policy does and does not include coverage for can be a daunting task.
Between 2012 and 2016, the most common causes of property damage for homeowners based on the claims made were: water and freezing damage, wind and hail damage, theft, fire and lightning damage, bodily injury, medical, and credit card damage (fraud or theft).
If you’re not asking how you can raise the value of your home, you probably should be! Read our list of the top, affordable renovations you can make to invest in your home.
But no matter how confusing it is, home insurance is a necessary evil. The professionals at ServiceMaster Restoration by Simons’ are with you and we want to share some pointers that other clients have found helpful.
"We had a terrific experience with ServiceMaster. Sam and his crew were a pleasure to work with. He was prompt with his initial response, took the time needed to carefully inspect our basement and describe exactly what was needed, and completed the promised work under budget and to perfection. In addition to a job well done, he also seemed to treat his crew very well. He was careful to make certain we knew their names before he departed, and the entire team was professional and communicative any time we had questions. Highly recommended."
Eric P.
"ServiceMaster-RestorationbySimons provided exceptional service in response to flooding at the home of Dorothy Kane, following a storm and heavy rain. The team was professional, efficient and worked very hard to complete the cleanup and remove the related debris. We are very thankful and appreciative of this team. Sam and Nasutsa are amazing and we highly recommend this company. THANK YOU!!"
Synde M.
"ServiceMaster Restoration by Simons could not have been a better partner in getting through a recent rain water infiltration episode at my lakefront high-rise rental condo. These guys were prompt, professional and productive from the moment I called frantically looking for help right through final pick-up of their moisture mitigating equipment the next week. All the while, their excellent customer service approach kept me informed + updated (aka: "calm") about the processes being utilized to dry the unit out, remove the damaged flooring materials, etc. and help ward off secondary loss. Obviously, I hope to never experience another disaster like this, but, if I do, I know having ServiceMaster Restoration by Simons as a resource will help me endure and emerge with my property protected and my sanity intact."
Scott B.
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