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Is Mold Lurking in Your Home? Check These Five Places.

Is Mold Lurking in Your Home? Check These Five Places.

If you’re not actively inspecting your home for mold, you’re doing it wrong. Mold can cause widespread damage if left alone too long. Make sure to check out these five top places in your home that mold likes to hide away.

5 things NOT covered by homeowners insurance

5 Things NOT Covered by Homeowners Insurance

It’s no secret that homeowners insurance is pretty confusing — from the wide variety of insurance carriers to the wide range of coverage offered by different plans, it can be hard to understand the coverage you need versus the coverage you have.

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Common Factors Affecting Your Insurance Rate

Our recent guide, what homeowners insurance covers, list 13 surprising things that you would have never guessed your covered for! However, one is still let with the question of what factors are affecting your insurance rate?

Renter's Insurance

Homeowners Insurance vs Renters Insurance

In general, you either own a home, or you’re renting the property or unit on which you currently live. Rental units are — obviously — not owned by the tenant, but that doesn’t mean insuring the property as the renting tenant is any less important than if you were to own your own property! In fact, as a rental tenant, it is arguably more important to make sure your coverage stacks up, since you will likely have another party holding you accountable, instead of going it alone.

How to Read Your Homeowners Insurance Policy

How to Read Your Homeowners Insurance Policy

Did you know that the vast majority of U.S. homeowners are insured, but most of them don’t fully understand their own policy?  Of course this is the case — with a variety of different insurance carriers, agents and policies, understanding what a policy does and does not include coverage for can be a daunting task.

The Most Common Causes of Property Damage for Homeowners

The Most Common Causes of Property Damage for Homeowners

Between 2012 and 2016, the most common causes of property damage for homeowners based on the claims made were: water and freezing damage, wind and hail damage, theft, fire and lightning damage, bodily injury, medical, and credit card damage (fraud or theft). 

5 Tips for Choosing Home Insurance

5 Tips For Choosing Home Insurance

But no matter how confusing it is, home insurance is a necessary evil. The professionals at ServiceMaster Restoration by Simons’ are with you and we want to share some pointers that other clients have found helpful.